Finance
End-to-end engineering of payment platforms, digital banking apps, lending systems, and open banking APIs — built for compliance, scale, and rapid regulatory change.
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Industry overview
Full-stack engineering of financial technology products — including payment gateways, digital wallets, lending platforms, and API-first banking infrastructure built to PCI DSS and open banking standards.
At a glance
Fintech products operate at the intersection of software engineering and financial regulation. A payment platform needs to handle millions of transactions per day while maintaining PCI DSS compliance. A lending system must enforce credit policy rules while providing sub-second decisions at origination. ArrayMatic builds fintech software where reliability and compliance are engineered in from day one.
Our fintech engineering covers payment gateway integration, open banking API development compliant with PSD2 and Account Aggregator frameworks, digital wallet architecture, and lending platform engineering with configurable credit policy engines. We also provide compliance-by-design frameworks and help teams prepare for PCI DSS and SOC 2 audit cycles.
Key capabilities
Engagements are scoped to your business context — these are the core capabilities we bring to finance clients.
Payment gateway and acquiring bank integration
Open banking API development (PSD2, Account Aggregator)
Digital wallet architecture and transaction management
Lending platform with configurable credit policy engine
Compliance-by-design frameworks for regulated products
PCI DSS and SOC 2 readiness engineering
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